June 8, 2021

Looking for Ways to Build Credit? Simply Pay Rent Online

If you aren’t paying your rent online, then you are doing it wrong. Paying rent online has so many benefits, including improving your overall credit score. TransUnion studied 12,000 renters who reported their rent payments to credit bureaus over the course of a year. The study found that the credit scores rose 16 points within six months on average. Those who started with a credit score below 620 saw the most significant impact!

If you are looking to increase your credit score, pay your rent online so that your payments are reported and build a consistent payment history. For an extra boost, pay with a credit card, and you will see positive results in no time! 

Pay Your Rent Online and Report Your Payments

“Simply paying your rent will not help you build credit,” says Bev O’Shea at NerdWallet. “But reporting your rent payments can help you build credit—especially if you are new to credit or do not have a lot of experience using it.”

At Fair Oaks Apartments , we take care of the hard part for you! To raise your credit score, all you need to do is pay your rent online and on time . Our online rental payment system will automatically report all your information to the credit bureaus. The more times you pay your rent online, the higher your score will be. 

Build a Payment History

Paying rent online is great, but you have to be consistent if you want to see improvements in your credit score. According to Experian, credit scores are determined through the following elements :

  • Use of credit cards
  • Payment history
  • Applications for new loans and credit

When you pay rent online, those payments become part of your payment history. As you continue to pay on time and in full, your credit score can increase.

Pay with a Credit Card for Higher Score Gains

While not a deal-breaker if you don’t, paying your rent online with a credit card will give your score an extra boost. If you are struggling to improve your score, or if your score is lower than average, we suggest using a credit card for your online rent payments.

LaToya Irby, credit expert for The Balance, recommends this as well. “Open a credit card and use it to pay your rent . . . then pay your credit card balance in full each month,” says Irby. “The timely credit card payments will help boost your credit score.”

At Fair Oaks Apartments , improving your credit score has never been easier. Just make your online rent payments through our resident portal . As you do so, your payments are automatically reported to credit bureaus, and you can build a credit history. Pair that with a credit card, and your credit score will improve in no time!

Improve Your VIP Experience: Flexible Ways to Pay Rent and Build Credit at Fair Oaks

April 20, 2026
At  Fair Oaks Apartments  , we are committed to providing our VIPs with the best tools to manage their apartment homes effortlessly. We want to highlight the various ways you can handle your monthly rent, including some exciting benefits that help you build your financial future just by living with us. 1. The AppFolio Resident Portal App The easiest way to manage your living experience is through the AppFolio app. It is a one-stop shop for your most frequent needs: Convenient Payments: Set up one-time or automatic payments using a bank account (e-check), credit card, or debit card. Split Payments with Flex: We have integrated Flex directly into your AppFolio app. This service allows you to split your rent into two payments throughout the month. Flex pays your rent to us in full and on time, while you pay them back on a schedule that fits your cash flow. Full Transparency: View your current balance, previous statements, and full payment history anytime. 2. Build Your Credit for Free with Pinata Your consistent rent payments should work for you. We are proud to offer Free Positive Rent Payment Reporting to major credit bureaus through our partner, Pinata. How it works: You will receive an email invitation from Pinata to sign up for this service. Once you are enrolled, your on-time payments are reported to the credit bureaus. The Benefit: This helps you build your credit score over time without any extra cost. It is our way of rewarding your reliability and helping you reach your long-term financial goals. (Please note: we do not utilize any resident reward or marketplace features through Pinata; this service is strictly for your credit reporting benefit.) 3. More Ways the App Helps You Beyond payments, the AppFolio app remains your primary tool for staying connected with our La Habra community. You can: Submit Maintenance Requests: Easily upload photos and descriptions of any needed repairs. Manage Renter's Insurance: Access your policy or update your provider details. Stay Informed: Contact the office via text or phone, update your contact preferences, and access your lease documents. At  Fair Oaks Apartments  , we treat every resident like a VIP. Whether you are looking for more flexibility with Flex or looking to boost your credit score through Pinata, we are here to support your lifestyle.

The Best Holiday Activities in La Habra, CA

November 16, 2023
The air is getting colder as the special holiday spirit arises in La Habra, CA! Holiday lights glitter along the streets, and wreaths adorn every door as the people of La Habra prepare for the holiday season. As the holidays get closer and closer, it’s time to start thinking about how you’re going to celebrate this joyful season!  Luckily, La Habra’s mild winters allow for a myriad of festivities, both indoor and outdoor! These winters draw both locals and visitors alike to participate in the many events available in the area. While the holidays can be overwhelming with everything that’s going on, don’t fret! Fair Oaks Apartment Homes in La Habra, CA, has put together a list of some of the best holiday activities, performances, shopping, and volunteer opportunities to help you get a clear view of what’s going on this year as you celebrate a joyous holiday season!
Old historical museum

La Habra Spotlight: The La Habra Historical Museum

August 24, 2021
There is something particularly magical about visiting a museum, especially in these uncertain times. According to an article by Rebecca Carlsson , museums can act as an anchor that ties our community together and help us learn and grow from the past.